About Us

Whilst there are many benefits to maintaining our independent status, the most commonly asked question the question we receive the most often is about whether we are obligated to use investments, contract or policies from a particular company or a select group of companies.

The answer to this question has always been that we are completely independent. We look to research from the whole marketplace to find an appropriate solution to our clients’ individual needs.

With a broad range and depth of technical financial knowledge, our consultants work together as a team, which enables us to assist with all areas of financial planning including the most complex and technical areas of work including:

• Retirement planning
• Pensions (SIPPs, personal pensions and defined benefit)
• Investments – individual, company investments, trust investments – individual, company and trust
• Estate and legacy planning
• Trust and trustee / power of attorney advice

Within our team, some of our consultants are also able to advise on more complex areas such as;

• Defined benefit (final salary) pensions
• Venture Capital Trusts (VCT’s) & Enterprise Investment Schemes (EIS’s)
• Pension Lifetime Allowance, Annual Allowance and Money Purchase Annual Allowance (MPAA) planning
• Equity Release and Long Term Care Planning (This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration)

We are proud to offer an in-house investment analyst team, who can build and guide a suitably risk managed portfolio for our clients. They are responsible for monitoring, researching, analysing and reviewing the specially created investment portfolios built to meet our clients’ needs.